Disability insurance, also described as injury coverage (or LTD for Long Term Disability) is an insurance policy that covers your earnings in the event you are unable to work due to an accident.

Have you ever heard of the old saying ‘good help is hard to find’? We’ll, it’s never been truer than it is right now (especially for small business). With mega-companies, like Amazon and Facebook, starting to physically expand into Canadian cities, it’s important that small businesses do what they can to attract and retain talent – a good benefits plan can accomplish this.

Surety is a niche and fascinating corner of the insurance industry - and it’s quite ancient.  The first recorded surety bond dates back to 2750 BCE in Mesopotamia, and today, 4,700 years later, it continues to be a vital part of commercial and consumer protection.