christine cousins christine cousins

Rented Dwelling Insurance

Protecting your largest investment shouldn’t be taken lightly, which is why Alteri is proud to offer its clients with the most comprehensive coverage on the market. We understand that your situation is unique, and we look forward to building a customized coverage plan for you.

Read More
christine cousins christine cousins

Rented Condo Insurance

When you own a secondary property, there are different solutions available to you when you are considering insurance. Some insurance companies offer a ‘stand-alone’ policy for rental properties, while others might mandate that you connect it with your primary residence. Fear not! We are here to help you understand your options.

Read More
christine cousins christine cousins

What is Liability Insurance?

Liability insurance is a form of risk management that protects people and businesses from being sued, or being ‘liable’, for damaging someone else’s property, or causing physical harm to another party.

Read More
christine cousins christine cousins

The Essentials of Landlord Insurance.

If you are an individual who owns a secondary property that you rent out, such as a condo or home, guess what? You’re a landlord!

Now that we have that out of the way, let’s talk about how you can insure it properly.

Read More
christine cousins christine cousins

Why is Travel Insurance Important?

There are several different ways travellers can access insurance, such as their credit card for interruption or cancellation, or their employer’s benefit plan for emergency medical, but nothing can compare to the offering of a stand-alone travel policy – its price and coverage combination cannot be matched.

Read More
christine cousins christine cousins

What is Disability Insurance?

Disability insurance, also described as injury coverage (or LTD for Long Term Disability) is an insurance policy that covers your earnings in the event you are unable to work due to an accident.

Read More
christine cousins christine cousins

Why Small Businesses Need Group Benefits.

Have you ever heard of the old saying ‘good help is hard to find’? We’ll, it’s never been truer than it is right now (especially for small business). With mega-companies, like Amazon and Facebook, starting to physically expand into Canadian cities, it’s important that small businesses do what they can to attract and retain talent – a good benefits plan can accomplish this.

Read More
christine cousins christine cousins

Why is it Important to Have Travel Insurance in Canada?

An unexpected medical emergency may happen at any point during your trip, and there is nothing scarier than having your health threatened (especially if you don’t have sufficient funds to cover the problem), so you should make sure you have coverage if you're planning a trip abroad.

Read More
christine cousins christine cousins

Why is Extended Health Care Important?

Everyone in BC needs extra health coverage because our government health care plans only cover the basics, like doctor visits and hospital stays. Extended Health Care plans (or EHC as we call) can include valuable extra’s, like: prescription drugs, dental care, physiotherapy, vision and more.

Read More
christine cousins christine cousins

Why Do I Need Course of Construction Insurance When Building My Home?

Course of Construction (COC) insurance, also known as Builder’s Risk, is a coverage provided to people (and businesses) developing new properties. A ‘COC’ policy covers the structure and materials, as well as liability issues that can arise, during the construction and building of a new project.

Read More
christine cousins christine cousins

4 Reasons to Buy Tenant Insurance

As the price of real estate continue to skyrocket across a number of Canadian cities, many of us find ourselves renting our primary residences. As a renter, it is important to understand the various exposures you can face when occupying someone else’s space – let’s talk about it!

Read More
christine cousins christine cousins

What is Surety?

Surety is a niche and fascinating corner of the insurance industry - and it’s quite ancient.  The first recorded surety bond dates back to 2750 BCE in Mesopotamia, and today, 4,700 years later, it continues to be a vital part of commercial and consumer protection.

Read More
condo insurance christine cousins condo insurance christine cousins

What is Condo Insurance?

When you buy a condo, you become the owner of an individual unit, but you also become a part-owner of the building itself (ie. common areas). As a condo owner, you need two policies: one that provides coverage for the condo unit owner, and one that provides coverage for the condominium corporation (aka Strata) – today, let’s discuss condo insurance.

Read More
christine cousins christine cousins

10 Ways to Save on Home Insurance

Every homeowner needs insurance, but not every homeowner gets the most value out of their money. There are many items within a policy that affect the premium we pay (and are out of our control), such as: geographical region, the rebuild cost of the home and our personal insurance history.

Read More
christine cousins christine cousins

The Basics of Life Insurance.

Most of us wake up one morning as adults and suddenly have more responsibility than we could have previously imagined. These are the facts on life insurance – you can decide for yourself what you think and if you need it.

Read More
christine cousins christine cousins

Why is Business Insurance Important?

It goes without saying, some things are worth insuring more than others. A home is the greatest investment most Canadians will ever make, so home insurance makes sense (even at high premiums). Just like homes, businesses require our capital, effort, and constant attention, which should place them as one of our top priorities needing coverage.

Read More