Course of Construction (COC) insurance, also known as Builder’s Risk, is a coverage provided to people (and businesses) developing new properties. A ‘COC’ policy covers the structure and materials, as well as liability issues that can arise, during the construction and building of a new project.

Every homeowner needs insurance, but not every homeowner gets the most value out of their money. There are many items within a policy that affect the premium we pay (and are out of our control), such as: geographical region, the rebuild cost of the home and our personal insurance history.